You are doing your best to get through difficult economic times, taking each day as it comes. The last thing you need is constant harassment and other debt collection violations under state and federal law.
The Mastriani Law Firm may be able to help stop this illegal behavior, by providing strong collection defense. Call 888-392-8121/713-965-7595 right now or contact our Houston debt collection violations attorney online for a free consultation and find out more.
Pearland Debt Collection Harassment Attorney
Debt collectors must follow strict guidelines set forth by the federal Fair Debt Collection Practices Act (FDCPA). They are not allowed to:
- Call you before 8 a.m. or after 9 p.m.
- Call you at work once they have been told your employer prohibits you from taking these calls
- Purposefully harass or abuse you, or use profane language
- Threaten you, your family, your property or your reputation
- Call you once you have told them you are represented by an attorney
Debt collectors are required to:
- Tell you that they are debt collectors before saying anything else
- Announce on every piece of mail they send that it is from a debt collector
The Texas Deceptive Trade Practices-Consumer Protection Act adds additional requirements, including provisions that the debt collector cannot:
- (Falsely) accuse the debtor of crimes
- Use or threaten violence or other criminal acts to collect debt
- Threaten to arrest the debtor or repossess property without using the proper procedure
- Misrepresent the amount of the debt
- Falsely claim that legal proceedings have begun
When collectors commit debt collection violations by ignoring these guidelines, our Texas debt defense attorneys will take action to ensure that their illegal behavior stops.
Contact a Texas FDCPA/DTP-CPA Lawyer
We are here to help you when you are the victim of debt collection violations. We have represented thousands of debtors dealing with creditor harassment, and are not afraid to go to court if necessary. Call 888-392-8121/713-965-7595 day or night to schedule a free consultation with Pearland debt collection harassment lawyer John Mastriani. You may also contact us online. We serve clients throughout the state of Texas.
