Greater Harris County Credit Card Lawsuit Defense

Debt Defense Services For Individuals And Families Throughout Texas

Texas Debt Defense represents consumers and defends lawsuits brought by debt collectors in Harris County. Texas Debt Defense has successfully defended thousands of Texas’ consumers who have had credit card lawsuits brought by the largest and most aggressive creditors and debt collectors in the world.

Including but not limited to the following original creditors:

  • Citibank
  • American Express
  • Centurion Bank
  • Capital One
  • Bank of America
  • FIA Card Services, Inc.
  • Discover
  • HSBC
  • GE Money Bank
  • GEMB
  • Wells Fargo
  • Target National Bank

Texas Debt Defense also defends credit card lawsuits brought by the following scavenger/zombie third-party debt buyers that include but are not limited to:

  • LVNV Funding L.L.C.
  • Equable Ascent Financial, L.L.C.
  • Pharia
  • Dodeka
  • CACH, L.L.C.
  • Global Acceptance, L.L.C.
  • Midland Funding, L.L.C.
  • Vion Holding
  • Asset Acceptances L.L.C.
  • Portfolio Recovery Associates, L.L.C.
  • Troy Capital, Advantage Assets
  • Palisades Collections, L.L.C.

Creditors know that with Cowan representing a consumer, his or her rights will be upheld and case zealously advocated. This extensive litigation experience and reputation for zealous advocacy enables Cowan to often obtain the best result in court or a most favorable settlement without the necessity of a trial should it be in the consumer’s best interest.

Finis Cowan is familiar with most, if not all of the debt collectors in Fort Bend County, Texas. Cowan has defended lawsuits in Fort Bend County brought by but not limited to the following attorneys:

  • Allen Adkins and Associates
  • Michael Scott, P.C.
  • Regent and Associates
  • Johnson and Silver
  • Michael Adams, P.C.
  • Javitch, Block and Rathbone
  • Rausch, Stern, Israel, Henderson and Hornick
  • Richard Clark and Associates
  • Zwicker and Associates
  • Hull and Associates
  • Fulton, Friedman and Gullace, LLP
  • Ed Burke and Associates
  • Matthew Polito
  • Balekian & Hays, PLLC
  • Vincent and Lopez Law Firm

Finis Cowan has been litigating lawsuits since the late ’80s and has been the lead attorney in over a few thousand credit card lawsuit defenses cases. Cowan understands the internal structure of the court system. He also has no fear when it comes to litigating a matter to the fullest extent of the law should it be in the consumer’s best interest.

Montgomery County Credit Card Lawsuit Defense

Credit Card Lawsuit Plaintiffs file Montgomery County credit card lawsuits against you because they want to take a Montgomery County judgment against you so they can seize your nonexempt assets for payments of the debt. Many times, the consumers’ inability to pay the debt and/or have suit filed against them is the result of the creditors’ unreasonable behavior to begin with.

If you are sued, it is not as hopeless as the creditor would want you to believe. There are laws and rules of evidence with respect to court proceedings that the skilled and experienced attorneys at Texas Debt Defense utilize to protect your rights. Unfortunately, many consumers do not retain an attorney and fall further prey to the creditors’ deception. Oftentimes, consumers ignore the lawsuit resulting in a default judgment against them.

Some consumers try and defend themselves. Once again, we do not recommend that you try and defend yourself. Don’t. Credit card lawyers know what rules they can use to force you into a corner. Texas Debt Defense can counter with effective strategies to help you avoid a judgment.

We Care About Helping You Get Out From Under The Credit Card Companies

Nobody likes to be sued and it is an unpleasant experience. Texas Debt Defense understands that bad things happen to good people. You will find an attentive and compassionate staff that will alleviate the stress and unpleasantness associated with a credit card lawsuit. Though you may have fallen on hard times, don’t let credit card companies and their debt collectors kick you while you’re down. Retain Texas Debt Defense and let us PRESERVE AND PROTECT YOUR RIGHTS! Often, we are able to eliminate the entire debt and obtain a judgment favorable to you.

Affordable Galveston County Texas Asset Protection Lawyer

Now you may be asking yourself how can I afford an attorney when I have so many debts? We understand that many consumers are suffering difficult financial times. Our vast experience allows us the opportunity to charge our clients much lower rates than we could but for said experience. Texas Debt Defense always offers a free attorney consultation wherein we can meet with prospective clients in a confidential setting to determine if we can help them. We also offer many affordable payment plans such that retaining us is not a strain on limited resources needed for you and your family. So not only can you afford to retain Texas Debt Defense, you cannot afford not to.

Fort Bend County Debt Collector And Collection Abuse

There are laws to protect consumers from unscrupulous debt collectors. Specifically, and among the most popular laws are the Texas Deceptive Trade Practices Act (DTPA) and the federal Fair Debt Collection Practices Act (FDCPA). Our firm will sue a creditor that violates these laws or any laws. More often than not, creditors and collection agencies break the law with respect to the collection of a debt. Common violations include but are not limited to the following:

  • Constantly calling and harassing you at home and work
  • Revealing your debt to third parties
  • Threatening that you will go to jail if you do not pay the debt
  • Contending that there is a judgment against you
  • Contending that they can garnish your wages
  • Contending that your homestead can be seized and sold
  • Leaving messages and not advising who they are
  • Claiming additional lawful fees can be added to a debt
  • Calling you after you have retained an attorney

If any of the aforementioned has occurred or you feel that you have not been treated with respect and dignity from a debt collector, please call Texas Debt Defense and schedule a free attorney consultation because we sue debt collectors and creditors that do cross the line.

From offices in Houston, Austin and Dallas, our lawyers provide debt defense services for individuals, families and business owners in communities throughout Texas. Call us toll free at 832-501-0966 or contact our office by email to arrange a free initial consultation with an El Paso credit card lawsuit defense attorney at Texas Debt Defense today.