Scavenger Debt Collectors

Do you have bills that you can simply no longer afford to pay? Sometimes these circumstances arise through no fault of your own, and now you are suffering creditor harassment from scavenger debt buyers of which you have never heard.

The Texas Debt Defense has helped thousands of Texans fight debt collectors, and we may be able to help you, too. Call 832-501-0966 right now or contact our Houston debt defense attorney defending against scavenger debt collectors online for a free consultation and find out more.

You CAN Fight The Debt Collectors

Our Texas debt collection lawyer wins the large majority of cases filed against our clients, often because it is usually the case that the company seeking collection no longer owns the debt. This happens because creditors often sell their “income stream” to pools of investors.

These scavenger debt buyers then pursue collection of the debts, but are unable to prove that the charges made were lawful, including the interest rate and finance charges accrued on the original debt. Even in cases where the original creditor still owns the debt, they often haven’t kept proper documentation. Because of this, we can usually get any “evidence” they may have excluded in court. Creditors and scavenger debt buyers alike understand this, so we are often able to negotiate payment of only a percentage of the debt sought, if not complete elimination of the debt, over the phone.

When seeking collection of debt through a lawsuit, debt collectors will send you a list of questions. It is crucial that you speak with an attorney before you fill these out or admit to anything in another fashion. You could unknowingly eliminate your defense.

Contact A Houston Zombie Debt Collector Lawyer Today

We are here to help you. We have the necessary experience and expertise to reduce or eliminate your debt without filing for bankruptcy. Call 832-501-0966 day or night to schedule a free consultation with Conroe debt collections defense lawyer Finis Cowan. You may also contact us online. We serve clients throughout the state of Texas.